Once you've signed the purchase agreement and are preparing to move into your new home, there are several important steps to ensure your property is in good condition. One critical step is a structural inspection (bouwkundige keuring), especially for older homes.

Why a structural inspection?

A structural inspection helps uncover hidden defects such as leaks, woodworm, or rotting wood. It provides a thorough assessment of the house’s condition, giving you a clear picture of any necessary repairs. The inspection report, combined with the property appraisal, will offer an objective view of the home's actual value.

When to conduct a structural inspection

There are two common points to conduct an inspection:

1. Before Signing the Purchase Agreement: This approach lets you know about any issues before committing to the purchase.
2. After Signing the Preliminary Contract (Under Contingency): Most buyers sign the purchase agreement with an inspection contingency. This means that if significant defects or repair costs exceeding the agreed limit are found, you can withdraw from the purchase without penalty.

Who conducts the inspection?

You can choose the inspection company. There are several reliable services available:

• Vereniging Eigen Huis: Offers a visual inspection that identifies repair costs visible to the naked eye. As a member, this service costs €309.
• The Hypotheker: Provides inspections through WoningSchouw.
• ADA Keur: Conducts nationwide inspections with no additional travel costs, charging €236.

If you have a real estate agent, they can recommend trusted inspection services.

Tax deduction for inspection costs

The costs of the inspection are tax-deductible if the inspection is related to securing a mortgage for purchasing or renovating the property.

By conducting a thorough inspection before moving in, you can ensure your home is safe, sound, and free from major issues.

At the notary

The notary plays a crucial role in ensuring the legal transfer of the property and managing important legal documents. These include the deed of transfer, mortgage deed, and other related formalities.

• Deed of transfer (Leveringsakte): This is the document that legally transfers ownership of the property from the seller to the buyer. It is signed by the seller, buyer, and the notary.
• Mortgage deed (Hypotheekakte): If you're financing the property with a mortgage, you'll also sign a mortgage deed. This document outlines the terms under which the lender holds the property as collateral for the loan. Both the buyer and the bank (or lender) will sign this document.